Is it alright??? - Empty Closets - A safe online community for gay, lesbian, bisexual, transgendered people coming out

DAMONdisaster · 12th Apr 2009, 07:08 PM

To plan buying a house three years from now?

And BTW the place I want to move to is Milpitas, CA which is on the outskirts of San Francisco :]

Starshine16 · 12th Apr 2009, 07:10 PM

It gives you something to look forward to and to plan for.I think that is quite all right.At least you know what you want in terms of where you want to live.

starfish · 12th Apr 2009, 07:48 PM

Sure it is. Gives you something to work towards.

Kenko · 12th Apr 2009, 08:19 PM

You'll have at least a 10% downpayment for a house, and fairly secure income to pay at least $1000 / month when you're 18?

Fantasy is of course encouraged

Alice Insanity · 13th Apr 2009, 01:13 AM

No
No it is not okay
It is completely unacceptable
You fail!!!!!
Jus kidding

Greggers · 13th Apr 2009, 02:41 AM

With the way the economy is now? I would not be making any concrete plans just yet, but for sure you can plan

Just dont a) get your hopes too high and b) do anything hasty you cant reverse three years from now.

Its like everything in life though, you just need to roll with the punches. If in the next three years you come across alot of money somehow, great! Invest in that house

But if someone bad happens and you need to spend your money else how, just adjust and set your plans for the house back a few years

I think its an admirable goal to own a house at a young age though *bow*

Just Adam · 13th Apr 2009, 03:17 AM

its good to have somthign to aim for... just try and get in before prices recover ...(you might even make a profit )

Behling · 13th Apr 2009, 04:48 AM

as long as its well thought out and you can afford it then I believe its ok. And make sure the three year deadline is flexible, and if you can't afford it after 3 years then wait. Just plan plan plan and it should be fine

**Lexington** · 13th Apr 2009, 08:12 AM

House prices in San Francisco are insane, even in this economy. Down by Milpitas, they do drop off quite a bit, but they're still pretty high. You might consider renting to start.

Why Milpitas, if I may be so bold?

Lex

pianomike · 13th Apr 2009, 11:30 AM

well that depends on if you have a car with payments. a house can cost a lot and you would need a RELIABLE (i stress that due to the economy) job that pays well, i could see an apartment but i don't think it would be wise to get a house at 18 years old.
just get a good job, save money.
One of the reasons the economy is bad is due to when the Clinton administration lowered that bar for qualifications to buy a house, but when people started buying houses and could not pay for them things started going downhill.
I personally wouldn't buy a house unless i had 50% of the money ready and on hand.
But i hope you THINK about this decision long and hard.

12th Apr 2009, 07:08 PM	#1
DAMONdisaster Member Full Member Gender: Male Orientation: Gay Out Status: Out to everyone Location: Lost Wages, NV (N. Las Vegas) Age: 18 Posts: 85 Join Date: Dec 2008	Is it alright??? To plan buying a house three years from now? And BTW the place I want to move to is Milpitas, CA which is on the outskirts of San Francisco :]

12th Apr 2009, 07:10 PM	#2
Starshine16 One Day At A Time Full Member Gender: Female Orientation: Bisexual Out Status: All but grandmother and uncle Location: California Age: 26 Posts: 563 Join Date: Oct 2008	Re: Is it alright??? It gives you something to look forward to and to plan for.I think that is quite all right.At least you know what you want in terms of where you want to live.

12th Apr 2009, 07:48 PM	#3
starfish This space for lease. Full Member Gender: Male Orientation: I like guys Out Status: Out to everyone Location: Hippie Town, Alberta of the US Age: 31 Posts: 2,108 Join Date: Nov 2008	Re: Is it alright??? Sure it is. Gives you something to work towards. __________________ All the problems of the world could be settled easily if men were only willing to think. The trouble is that men very often resort to all sorts of devices in order not to think, because thinking is such hard work. --Thomas J. Watson

12th Apr 2009, 08:19 PM	#4
Kenko EC Addict Full Member Gender: Male Orientation: Gay Out Status: A few friends + parents Location: Canada Age: 26 Posts: 1,407 Join Date: Jan 2007	Re: Is it alright??? You'll have at least a 10% downpayment for a house, and fairly secure income to pay at least $1000 / month when you're 18? Fantasy is of course encouraged Last edited by Kenko; 12th Apr 2009 at 08:27 PM..

13th Apr 2009, 01:13 AM	#5
Alice Insanity Love of her life/Death of her world Regular Member Gender: Female Orientation: Bisexual Out Status: Out to everyone Location: Albuquerque, New Mexico Age: 17 Posts: 23 Join Date: Mar 2009	Re: Is it alright??? No No it is not okay It is completely unacceptable You fail!!!!! Jus kidding

13th Apr 2009, 02:41 AM	#6
Greggers Sunshine & Optimism ...also Angels. Full Member Gender: Theatre Queen Orientation: Disco Sticks Out Status: Everyone and a few more Location: BC, Canada Age: 21 Posts: 3,528 Join Date: Dec 2008	Re: Is it alright??? With the way the economy is now? I would not be making any concrete plans just yet, but for sure you can plan Just dont a) get your hopes too high and b) do anything hasty you cant reverse three years from now. Its like everything in life though, you just need to roll with the punches. If in the next three years you come across alot of money somehow, great! Invest in that house But if someone bad happens and you need to spend your money else how, just adjust and set your plans for the house back a few years I think its an admirable goal to own a house at a young age though bow __________________ "It's a male duck."

13th Apr 2009, 03:17 AM	#7
Just Adam Just passing through Full Member Gender: Something Orientation: Dunno Out Status: If they ask i will tell them Location: Wherever Age: 23 Posts: 6,002 Join Date: Mar 2009	Re: Is it alright??? its good to have somthign to aim for... just try and get in before prices recover ...(you might even make a profit ) __________________ There Used To Be A Point Of Things.

13th Apr 2009, 04:48 AM	#8
Behling ^_^ Full Member Gender: Male Orientation: Gay Out Status: Out to everyone Location: Illinois, just outside of Chicago Age: 19 Posts: 1,898 Join Date: Aug 2007	Re: Is it alright??? as long as its well thought out and you can afford it then I believe its ok. And make sure the three year deadline is flexible, and if you can't afford it after 3 years then wait. Just plan plan plan and it should be fine __________________ "Your words are infectious Your eyes leave me breathless I think it's safe to say You're deadly in your own way"

13th Apr 2009, 08:12 AM	#9
Lexington The gay gargoyle EC Advisor Gender: Male Orientation: Gay Out Status: Out to everyone Location: Colorado Age: 42 Posts: 12,371 Join Date: Dec 2007	Re: Is it alright??? House prices in San Francisco are insane, even in this economy. Down by Milpitas, they do drop off quite a bit, but they're still pretty high. You might consider renting to start. Why Milpitas, if I may be so bold? Lex

13th Apr 2009, 11:30 AM	#10
pianomike Your Lover Full Member Gender: Male Orientation: Queer Out Status: to only 5 people (and everyone reading this) Location: New York Age: 20 Posts: 358 Join Date: Oct 2008	Re: Is it alright??? well that depends on if you have a car with payments. a house can cost a lot and you would need a RELIABLE (i stress that due to the economy) job that pays well, i could see an apartment but i don't think it would be wise to get a house at 18 years old. just get a good job, save money. One of the reasons the economy is bad is due to when the Clinton administration lowered that bar for qualifications to buy a house, but when people started buying houses and could not pay for them things started going downhill. I personally wouldn't buy a house unless i had 50% of the money ready and on hand. But i hope you THINK about this decision long and hard. __________________ To live would be an awfully big adventure... to die would be an awfully big adventure. - Peter Pan

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