Cost of T?

A lot of this depends on how you plan to take the T, and how much is covered (if any) by your insurance.

Shots (if self-adminstered) are usually the cheapest. Gels, creams and patches are usually more expensive.

 

It kind of depends on your insurance and whether HRT or anything trans-related is covered. I do know that, if there isn't, there's billable insurance codes you can acquire or ask an endocrinologist or doctor about that your insurance might cover. Even then, the residual can be either pretty expensive or fairly affordable (anywhere between the $100-$25 range per script). It honestly depends on a variety of factors.

And yes, injectable hormones tend to be cheaper than gels. On another note, Strohecker's Pharmacy sells testosterone for a decent price, at least compared to other pharmacies (and yes, a prescription is required).

 

If your insurance covers it, you will only have to pay whatever your normal copay is ($10-25 per prescription is the range I tend to see). If your insurance won't cover it, you should use Strohecker's like Oddish suggested. They sell 10mL vials of testosterone for under $60, which includes needles, syringes, alcohol swabs, and shipping to your house. Depending on your dosage, that vial will last you 4-7 months. In the world of prescription drugs, testosterone is dirt cheap.

Unless your insurance covers it, I would not suggest gels or patches. They can run you over $100 a month and some people have noticed that their changes don't happen as fast as they do with injections. That part is anecdotal of course, so take it with a grain of salt, but why risk it? The cheaper way is consistently better so it's a win-win unless you have an insurmountable needle phobia.